It’s Saturday and I’m glad the weekend’s here. Looking forward to the public holiday next Wed as well. I have lunch and dinner birthday celebrations planned for my mother and mother-in-law. Such a coincidence their birthdays are only one week apart. It will be nice catching up with our families since my wife had a bad week at work.

I have been monitoring the funds transfers into my wife’s StashAway and Smartly Singapore robo-advisor accounts. The standing instructions are working well and the funds are invested a few days after being deposited in the accounts. Just a note on this delay in case you are wondering why the funds are not being invested immediately. It takes time to purchase the US-listed ETFs before being reflected on my wife’s accounts. Besides, she has 2 standing instructions every week to transfer cash into the accounts every week. Which means we are capturing price events on …