July month just pasted. We have 5 more months to go. As everyone know, STI has been on winning streak this year. People who are wholly invested in banks expected to record significant gains. How I do so far without investing in them this year ? Below table is the Interim Q3'17 July result. A further improvement from Final Q2 on link here. My investment life returns moved up to 7.2%. I thought this is nice despite laden with PS and Bonds. STI YTD further it' gain to 15.5% so despite Cory returns of 12% YTD, I am still incatch-up mode ..... but the picture is a lot better than start of year with an expanded portfolio from past years. This is also mitigated by Core holding STI ETF which I would not sell easily. Results were mixed across the portfolio else I would have leveled against STI. Fortunately ......