1. Mandatory Interest Rate
   • OA (2.5 – 3%)
   • SA (4 – 5%)
   • MA (4% – 5%)
2. Things you can do to increase your CPF money
   • CPFIS
   • PROPERTY (buying two or more property for investment purposes)
     • Cap at valuation / purchase price limit
   • LRIS ( In the future)
     • Diversified products
   • Voluntary contribution
3. CPF is one way to reduce your income tax
   • Voluntary contribution to your own account (capped at $7k relief)
   • Contribute to your relatives (Additional $7k)

Q&A

1. How to obtain higher interest rate (+1%) in my CPF account?
   • Combined account has to have $60k (OA ; $20k / SA ; $40k)
2. Should I be investing my CPF money??
   • CPFIS, requires a min sum of $20k before being able to invest.
   • There are limited options for investment
   • Cost is around $2 per quarter for ...