Parenthood is, arguably, one of the greatest life-changing moments that many people experience. There are the joys, worries, anxieties, and hopes that start from the day of conception. In Singapore and many other countries, parenthood is also an exercise in financial planning that can be a source of great stress and even self-doubt about whether or not you’re giving your child “the best”. The truth is, giving your child “the best” usually mean higher household costs – from the best childcare to the best food and diaper. All of these cost money – a lot of it. Childcare and early childhood education is one of the first minefields to go through as childcare can start as early as when the child is 3 months old. There are government and private childcare centres that vary greatly in their monthly fees and offerings. Here is a basic guide on what you need ......