Hello Mr IPO,I recently became a fan of your blog. I am 55 and still working (civil servant). Planning to retire at 60/62 if I can keep my sanity till then:-)
You mentioned that you have been traveling annually… well taking time off to recharge is how I keep my sanity till now … 🤣
I hardly traded nor invested since I started working at the age of 20. My savings are all from my salaried income. I am frugal but I have been travelling yearly.