Currently, I am 68% in cash, 18% in bonds and gold, and only 14% in equities. In an earlier article, I wrote that I was selling out half my stocks. I sold another half of the equities in July. Now, what remains is roughly a quarter what I had at the start of this year. Credits: righthorizons.com In some way I am opportunistic. This is against the teachings of most investment gurus who will advise “time in the market, not timing the market”. But the market has risen a fair bit since the start of this year. My bank and tech stocks have given me sizable gains. I find myself looking at my stock portfolio more often than I should, and that’s normally the signal that I am getting too greedy. My records show that on average, I hold a stock for >3 years. I ......