Reader:
I stumbled on your blog last month when searching for ways to make my savings last longer. There are many other blogs on money but your blog just feels more real to me.

We are about the same age and also single but, unlike your frugal ways, I have always had the good life.

To be honest, I used to laugh at people like you. As I have been jobless for almost a year, I don’t laugh now.

I really regret now. Looking back, I really did not need to spend so much money on my flat, my car and on looking good.

Still servicing loans, my savings is running low and I have been avoiding meeting friends recently. I have been telling everyone I have been travelling for work a lot.

I think I am losing my mind.

AK:
Your situation seems pretty bad but it is not the end of the world…