Credit score is an integral part of our everyday lives now. From credit cards, auto loans to mortgages, credit has not only brought us convenience, but also helped us in achieving many financial goals such as owning that dream house or car. It is important for you to build and keep a good credit score in your financial life. A credit score is a number that indicates how likely an individual is to repay his debt. It is a major consideration used by banks and lenders to determine if they would approve your credit or loan application. Having a good credit score will make it easier for you to obtain credit and qualify for loans. Many may think that it is tough to keep up with a good credit score, but it is actually quite easy if you know what to do, or not to do. Here are four effective habits of ......