You know it, the stock markets have reached all-time high now. If you are like most investors, you probably feel a bit jittered about this. Would there be a market crash soon? If you do not invest in stocks, where can you put the money?

Today I will talk about bond investment, the stable source of return for many high net worth individuals and institutional investors.

What makes a bond investment?

If you are not familiar with bond investment, it is a form of debt instrument.

Most likely you are familiar with borrowing money from the bank to finance your housing loan. The company, which is the bank in this case, gives you the money and you will pay back the loan plus the interest over the years.

Bond investment is the other way around. You lend your money to a company or a government (the bond issuer) and they …