I just updated our 30 Sep 2017 numbers and these are the percentage increases of our assets and net worth:
- Cash: +0.52%
- Investments: +2.92%
- Retirement & Medical: +1.15%
Net Worth: +5.07%
It was a significant month for us in terms of investments as we started our monthly Dollar Cost Averaging (DCA) of the Vanguard UK-listed ETFs. In addition to the automated banking monthly investment plans and robo-advisor accounts contributions, we are gradually starting to push more cash funds into the markets.
The decision was made to be more aggressive with our investments after reviewing the asset allocation percentages. Despite the fact that we are both relatively young, working in full-time jobs and drawing salary income, we are too conservative with our cash utilisation.
Being overweight in cash as a position is one thing. Having close to half the portfolio in cash just means we haven’t been ......
