A number of readers have been asking me about housing loans lately, so I thought I’d touch on this topic today. I’m generally more inclined towards bank loans at this point in time (and have been since I highlighted it here in 2016), given how they’re mostly cheaper given the low interest rate environment we’re in right now.

(Iā€™m in the midst of writing another article comparing the pros and cons of getting a HDB vs. bank loans, so you can keep an eye out for that if it has been an issue weighing on your minds as well.)

In the meantime, this article is for those …