Put aside all the “propaganda” you see online today on investing, trading and fanciful financial products. The first step towards financial freedom should always start with savings.

If you are someone with a great level discipline to save, great! Kick off your savings routine today! If you are someone who lacks the discipline to save, set up your own system to set aside a portion of your money before it reaches the “leaky bucket”.
How much savings should I have accumulated?

To answer this question, I probably have to blatantly visualise your life in front of you.

Instead of coming out with an absolute amount of savings, we base the savings amount on your individual yearly expense. This amount