I am actually quite intense when it comes to reading. Especially on personal finance or early retirement stuff. When I stumble onto a great blog, I am the kind who will spend a couple of hours digesting the “About” pages, rationalising the blogger’s finances and even putting myself in the shoes of the blogger to savour the journey better. And then proceed to re-read the exact same articles again some time later.

This has applied to blogs like ERE, MMM and LivingaFI. Although two of them are not exactly Americans, they pulled off early retirement/financial independence/a long sabbatical (you get the idea) before the age of 40 in the US.

When I was still working from 9 to 6, I was pretty obsessed with emulating them. And I yearned for a Singaporean example to show me the way and help me to navigate some of the obstacles better in …