Property
Apply BTO as a Student
By Majulah Millennials  •  October 14, 2017
Introduction BTO is a heavily subsidized flat choice for Singaporean/PR. It’s a privilege for us but the downside is the long waiting time of 2 to 4 years. 2 years for BTO in certain non-matured estate, 4 years for the rest. Being an informed millennial, no doubt we will try to get around this by applying for BTO earlier. The best time to apply is when schooling since we have to wait anyway. (M.M. does not recommend rushing into BTO without proper financing and discussion with your other half) There are two sayings that are commonly mistaken by students applying for BTO like student getting maximum grants and students will definitely get rejected for HDB housing loan. Myth 1 With Zero Income, Students are able to get 40k Max Grant! Fact: With Zero Income, HDB will not even offer you housing loan (See Myth 2), let alone housing grant......
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By Majulah Millennials
We are a bunch of Engineers who have no idea what to do during their free time. So we do what we do best – calculations. We source for good deals, find loopholes, back them up with calculations and share present our ideas. Yes, we are just ordinary Singaporeans who hope to help other Singaporeans. Majulah Millennials!
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