Imagine an electric toothbrush.

It is a stick-like object.
It contains a motor.
You stick into a sensitive part of your body.

What other device can you think of that has the same general features ?

A vibrator.

It is also a stick-like object with a motor like component. You also stick it into a sensitive part of your body.

From an engineering perspective, it is possible to invent a device that is both an electric toothbrush and a vibrator at the same time. Components and form factor are very similar.

But we don’t think generally about an electric toothbrush being a vibrator at the same time.

In the finance industry, however, people sometimes do not make such distinctions.

ILPs perform the task of protection and investment at the same time.
It is a toothbrush.
It is also a vibrator.

The one of the group of anonymous insurance agents who tried …