I made our first foray into the stock market on 1st November 2010.

It’s been 7 years and the 15HWW portfolio currently stands at around $430,000. It comprises $350,000 of capital which also means that the remaining $80,000 comes from net profits, dividends and interest from the deployment of the capital.

I have kept a detailed record of my investment transactions over this period but not the cash injections into the portfolio. Accounting for cash is messy but excluding cash tends to overstate the portfolio return if the equities are performing better than the other instruments.

But interestingly, since it’s been $350,000 of capital over 7 years, I think it’s a good proxy to assume that we are injecting $50,000 every year which is also equivalent to injecting $12,500 every quarter.

And here’s the results (a screenshot from excel):

7 Reflections & Pointers:

• Pretty surprisingly, the annualised return is exactly ...