Over the past few years, the idea of going cashless has become more prominent across different countries. We find ourselves relying on our credit or debit cards to pay for almost everything. In our community, we also encounter questions such as which credit cards are the best for certain types of expenses. Recently a question popped up on credit card usage overseas and if expenses should be charged in foreign currency or home currency.

Let’s face it, carrying cash around a foreign country can be pretty daunting especially when we’re unfamiliar with the currency of the country. This also prevents us from carrying too much cash only to find it stolen or misplaced (if you’re unlucky).

Furthermore, banks have a system in place to protect you from fraud. They