Images are taken from DBS sources Just credit your salary and make a transaction in another qualifying category and you will be eligible for the enhanced interest rates. If you use 2 additional categories, you get even more bonus interest. The categories are the same. So it's to just credit your salary. Then to make 1 or more transactions with credit card spending, home loan payments, insurance payments or investment related transactions. The best parts of this enhanced scheme is... NO MINIMUM SALARY REQUIRED (A salary is required but with no minimum quantum) NO MINIMUM CREDIT CARD SPEND REQUIRED For me, this is an awesome plus point, cos my wife already has her salary going into her DBS account already, and we have our SP services out on her POSB Everyday card, and we have our home loan with DBS as well. So straight off, I'm looking at the bonus rates from the salary + 2 ......