In our Seedly Personal Finance Community, the topic of CPF has been a heavily debated one. Everyone has a different opinion on whether CPF is a good thing or a bad thing. However, the answer to this question isn’t that relevant for most people since making CPF contribution is an unchangeable fact of life for Singaporeans and PRs, at least as for now.

What ways can we use our CPF?

Rather, what is worth pondering on is how we can best use the fund that is sitting in our CPF accounts since this is something we can actually decide and act on. However, there is also a plethora of opinion online on how to do this well: Here, we discuss the good, neutral and bad ways of using your CPF money in an attempt to shine some clarity on this topic. (This is in our own opinion only and based on …