This post is way overdue, but still needed nonetheless. October was a decent month for both BF and my portfolio performances, and I am quite pleased with it, although not complacent. At the end of October, my time-weighted returns have reached 11.33% with an XIRR of 18.09%. Although the STI’s performance to date has been +17.12%, I only got vested in May. Therefore, it would be more accurate to compare my results with the STI as to how much it has increased since then, instead of January. Using the STI ETF as my yardstick, I have managed to gain a lead of 5.88% as compared to a 5.45% increase over the past 5 months (that number has since increased to 6.26%).

One of my holdings, Keong Hong outperformed exceedingly. At the time of writing, my returns have shot up to 18.27% on this stock alone. I will consider myself very lucky, since …