Do you know there are at least 3 scenarios that you need to stay healthy and live a reasonably long life for the sake of properties?

Scenario 1: When you need to pay a 35-year mortgage.

Scenario 2: When you buy your property at a historically-high price.

Scenario 3: When you are really into property investment.

Scenario 1: If you have a 35-year mortgage

According to a survey by Department of Statistics in 2016, the median age at first marriage for Singapore guys is 30.3.

Our culture equates tying the knot with applying for a flat. Assuming that you don’t opt for early repayment, by the time you finally pay off your 35-year housing loan, you will most likely be 65-year-old.

However, you may want to upgrade your home at least once in your lifetime. If you need to upgrade from a HDB flat to a condominium unit and then to