There should be a relook into how claims should be handled to prevent inflated claims that are really mind-blowing. Here is an example of one of those incidents whereby it fit into the scenario of an inflated claim.

Recently, we got into an accident and it was around the Newton Circus roundabout. It was during the peak hour of around 5 pm. Basically, the car just cut into our lane and thou we stopped, the car still drives on and thus causing scratches on his side door. Speed was maxed at 10-20km/hour given that we are in a roundabout and it was jam-packed.

At the end, there was a claim for the car repair of around 3k which I guess is the standard price for an insurance claim. That was fine since all of us are used to such an amount. However, if insurance was bought with NTUC, owners claiming …