I had the chance to meet Michele and Rachel from StashAway as well as Kyith (Investment Moats) during the open discussion earlier in the week. It was great and I enjoyed the conversations we had on investing in general, pros & cons of StashAway, possible improvements to StashAway, etc. Looking forward to attending more of such events!

Anyway, I read Kyith’s latest post at Investment Moats on Your Returns if You Dollar Cost Average into the STI ETF with interest. Mainly because I’m attempting a similar endeavour for the next 10 years – mindless investing in the STI ETF via monthly investment plans. In fact, I’m doing the same thing with global ETFs via robo-advisors. Just that it is the robo-advisors doing all the behind-the-scenes work.

The returns for the past 10 years taking into account different cost structures are between 5% to 6%. That’s quite decent to me for ...