Reader says... I am in my early 40s, and do active investing on my own. Recently I was contacted by an agent, who shared about investing in high yield Asian bonds. I was initially sceptical but it seems that these are very different from mini bonds, and the failure rate has been historically low. I am thinking of investing about 10% of what I usually invest in the stock market in these bonds. The main catch is that the investment commitment is over 10 years, which seems fine to me, and after that, I am able to decide whether to continue investing or not. Would you be so kind to share your thoughts please? Many thanks. AK says... High yield bonds are a nice way of saying junk bonds. They are junk bonds for a reason and you should be wary of the financial strength of the issuers ......