Personal Finance is to Finance the same way English Literature is to the English Language. While financial problems may be resolved by mathematical formulas or a backtesting exercise, there are many ways to interpret problems in Personal Finance. Some might be right and some might be wrong but most are somewhere in between.   I always find value in interpreting someone’s situation in a novel or unexpected way, because let’s face it, looking at it from many points of view is probably better than just looking at it from one. In English Literature, I’d like to give a D7 answer in Secondary School ( although it might well give me an expulsion or A+ answer at the Univerisity level. ) Needless to say, I try to avoid the Humanities when studying for anything after secondary school.   Recently, someone shared a story of a financially independent single male in his 40s ......