The smarter options to pay

If you were already going to spend on a monthly basis, why not get rewarded for it as well? Most of you who are reading this would most likely be planning your 2018 strategy and reviewing your current cards to see if they are up-to-date. This is the article to help you simplify this decision-making process!

A word of warning: We do not recommend you to get credit cards if you are unable to pay your bills in full, or have the tendency to overspend. Consider a DEBIT card instead!

Credit card fees are ridiculously high at over 24% per annum. And if uncontrolled, you can fall into this trap where your debt may snowball.

Defining the two terms: Cashback: You get a % of total spend in terms of $ cash rebates into your credit card account Miles: You get Miles based on your