I have been answering some of my reader’s questions lately and this time it is a question about life planning.

More people are more aware that they cannot make too much mistake, and would like to know a good guided path going forward.

One reader sent in this question:

Hello Kyith,

I came across your website (investmentmoats.com) through some investment search in Google and reading your website as well as your “About” gives me some really valuable information.

Allow me to introduce myself. I am currently a final year student in NUS and I want to know more about passive income investment instead of active as I will be starting work upon graduation, but I am not sure which one I should focus on, and I am worried of my big ticket items approaching soon (Marriage, Houses and etc).

I heard a lot about Bitcoin, Ethereum, REIT, Stocks, ...