I received an email from StashAway last Friday (15th December 2017) titled “Your portfolio has been re-optimised”.


If you use StashAway and missed the email, you might want to click on this link to see what has been reoptimised in your portfolio.


Let’s take a look at what has changed for ours (General Investing – Highest Risk Level at 28)! Do note that the changes in allocations will vary across portfolios due to risk preferences. As stated, the main objective of this reoptimisation is to “harness the undervaluations of gold (GLD) and consumer staples (XLP)“.
There are 6 changes in our portfolio as highlighted by the tiny blue dot on the left, next to the respective ETF. We can see that both the gold ETF (GLD) and consumer staples (XLP) have been increased significantly while the other 4 ETFs – technology (XLK), TIPS bond (TIP), 20+ year treasury bond (TLT)