Personal Finance
Personal Investing As Retail Investor Can Be Tougher Than You Initially Thought Of It As Wealth Building
By Create Wealth Through Long-Term Investing and Short-Term Trading  •  December 24, 2017
By now, Uncle8888 has read enough of postings in the investment blogosphere by personal investment bloggers; most of these investment bloggers still prefer to take the stronger saver approach to ensure safety and certainty of compounding interests provided by CPF. Thumb up to Big Daddy for this CPF Top Up scheme! Personal investing as retail investor can be tougher than you initially thought of it as wealth building. Create wealth from the market? Anyone? Market cycles of volatility can cause illusion of paper gains but real heart pain onpaper losses. So it is not easy to beat compounding interests of 2.5% and 4% in CPF!  ......
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By Create Wealth Through Long-Term Investing and Short-Term Trading
I am 62 yrs old uncle living in HDB heartland who has achieved financial independence @ 56 and finally retired @ 60 from full-time job as employee on 1 Oct 2016. Single household income since 1995 with three children. Eldest son and daughter are now working and youngest son still in his 3nd year Uni in SUTD. I have been doing long-term investing and short-term trading in Singapore stock market only since Jan 2000 so I am that Panda or Koala in the investment world; but I am still surviving well in the wild. I am now executing my Three Taps solution model to maintain sustainable retirement income for life till 2038. Cheers!
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