Dear readers, Tom K of Singapore Stocks Investing wishes all readers a Merry Christmas! Yes, indeed, in under 24 hours, we will be ushering in Christmas and this is indeed a festival of peace, love, joy and laughter. As we usher in Christmas, I would also like to share that this is also the time of the year where we reflect our on endeavours in year 2017. Though this blog is about investments and wealth creation and many of us Singaporeans seem indeed to be caught in the rat race and are ever so keen to grow our wealth through working it hard at career, buying that lottery or investing in some stocks be it through well research or simply an act of speculation, the bottomline of all of this is our attitude towards monies. We must always be prudent about monies. A dollar saved is a dollar saved. A ...  ...