Uncle8888 tracks his monthly and annual household expenses to know how much is enough and whether it is still on track.

Uncel88888’s Tap 1 CPF OA alone with asset draw-down can cover up to 86% of highest annual household expenses since 2002 @ 2.5% inflation rate till 2038 (81+ old)

Going forward he can focus his investing strategies on Tap 3 (Investment) to achieve i.e. delay gratification!