2018 has just started to set in and I just told my colleagues yesterday that it feels like nothing much has changed – at work at least. Life still goes on, work still goes on, CPF interest is in, Nikko AM STI ETF went XD two days ago… Yeap pretty much the same… …except that there’s actually a lot more stuff going on now as compared to the beginning of last year. 2017 to me was a great year, in fact, much greater than what I would have expected myself to achieve. I consider 2017 as a boost to my personal self, both emotionally, financially and socially. I actually made some resolutions for 2017 but it was lost when I was moving offices (>_<), so let’s see how reliable my memory is… 2017 resolutions 1) Exercise at least once a week (NOT Achieved) Well, to give some credit to myself ......