Frequent flyer programmes are a must-have for those of us who travel often – be it for a business trip or a quick holiday getaway. Paired with the right travel credit card and a bit of planning, you can rack up benefits to power up your travels and save a ton of money.

Here are a few ways a travel credit card can help you:

1. Collect air miles to redeem or upgrade flights

The most popular perk of a travel credit card is the air miles you can earn from your spending, which can then be redeemed for flights or upgrades.

You don’t have to hit an astronomically high number to start redeeming flights – for example, you’ll just need 25,000 KrisFlyer points for an economy, one-way flight from Singapore to Japan. This may seem like a lot of points, but you can quickly rack them up using these …