Times flies. I have been a full-time freelancer for the past 2.5 years, deriving income from tutoring students and writing finance-related articles.

I am plugged into the growing gig economy, alongside others like tour guides, delivery couriers and piano teachers.

Freelancers and self-employed (FSEs) are often the envy of friends, who harp on the fact that we are in charge of our daily schedule. We could easily sleep in on a Monday morning or take a siesta in the afternoon to recharge.

But like most things in life, these perks are balanced out by potential downsides. And here’s how I have tried to overcome some of them.


Getting Gigs

If you are not getting gigs, it’s really good game (GG) for a budding freelancer unless you have an alternative source of income like substantial investment dividends.

At the same time, it is also not realistic to expect to earn …