Personal Finance
Answering Singaporeans’ Question On: EC vs BTO
By Seedly  •  January 11, 2018
First House Problem

Fingers crossed, couples praying to get their HDB choice unit from the Build-To-Order (BTO) exercise this month – this sounds all too familiar. It feels almost like a tradition from our parents that BTO should always be our first home. After all, this was how many of them made their first pot of gold. It is indeed true that housing may be the easy way for us to gain wealth because it becomes our asset when we sell our property at a gain. By making a few right decisions in housing, you may be able to reach financial freedom faster than your peers. It is of paramount importance to evaluate the differences between an Executive Condominium (EC) and HDB in order to understand why an EC should ideally be your first choice of housing.

EC is a form of hybrid housing between HDB and private developer. Similar

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By Seedly
Launched in 2016, Seedly helps users make smarter financial decisions with its budgeting app which allows its 40,000 users to sync up their financial accounts and better manage their cash-flow. Last year, we introduced a new community feature which allows users to crowdsource knowledge from peers before making a financial decision.
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