Read? Your CPF Investment Account : Uncle8888's foolish advice again!!! (4)
Most of us will not have large CPFIS as war chest so we will weight it against market condition before touching this compounding 2.5% interests to turn it into compounding investment return which can be negative return.
Even you currently have $1M balance in your CPF OA; your CPFIS is still limited to $350K including current stock investment costs of your investment holdings in your CPFIS bank account.
Use CPFIS wisely! ......