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Salary – You Are Your Best Investment
By KPO and CZM  •  January 21, 2018
It is official now! KPO has been promoted and is no longer the smallest fry in the team. lol. The best part of the promotion is not the change in title but the salary increment that comes with it. I was given an increment of more than 20%! Always thought that I would never see such increment unless I change a company.

With this, we have unlocked a few achievements in life:
1. Beating the CPF Ordinary Wage Ceiling ($6,000) - Going forward, we get to keep more cash!
2. CZM and I can no longer BTO for HDB - Income Ceiling ($12,000) - Fortunately, we have successfully applied for one a few years back :)
3. My salary has increased by > 50% as compared to my first drawn salary
4. CZM's salary has increased by > 100% as compared to her first drawn salary

I have a spreadsheet to project our

...
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By KPO and CZM
I am Ong and my fiancee (Chan Zui Mao a.k.a CMZ) calls me a Kiam Pok (i.e. stingy/thrifty depending on how you look at it). Hence, the nickname KPO (Kiam Pok Ong). We have decided to name the blog KPO because I have proposed to CMZ successfully and she is officially a KPO too. The purpose of the blog is to list down all the money-saving tips, our investment/journey to financial freedom and to document my life with CZM.
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