[ Kyith Ng of Investment Moats requested a fantasy themed picture to represent a financially independent person. I think a D&D Troll represents such a person best because our finances regenerate over time making us fairly resilient in a fight against adventurers. Of course, you can burn our capital away to stop that regeneration. ]

The first time I was exposed to this problem was years ago when I heard about an account of why a girl turned down a guy after one date. From the person who recounted the story, she and the guy had one date and then became evasive and came up with all sorts of excuses to avoid having a follow-up session. The person who recounted the story told me that the girl avoided that guy BECAUSE he was financially independent ! She just cannot imagine what it is like not to have a reasonable goal in …