Credit cards are great tools for me to better manage my finances. There is ease of tracking my expenses as there is always a record of my spending. I also use credit cards to get bonus interest on my savings plus get rewards in the form of cashback and miles.

In this post, I will share the credit cards I have and how I use them in the right way to maximise the benefits. Let’s begin.

1. Standard Chartered Unlimited Card & AMEX True cashback card

The first card I have is the SCB unlimited card. This card is straightforward to use as it just gives 1.5% cashback on all spending. There is no minimum spend and no cap to the cashback given. I use this for most of my spending to make sure I get cashback on every single cent I spend on. I seldom use cash to …