Recently, I’ve been struggling with things to post about…
Previously, I talked about finance stuff, family stuff, relationships… shared some of my stories…

And recently, “freegan” living has taken up a lot of my life.
(I always put “freegan” with inverted commas cos, it’s not really free, there is effort, I’m still living in a money based lifestyle, etc… but for simplicity sake I use the term “freegan”.)

Fairly “freegan” living or low cost living has made me less interested in finance/investment related topics. I still talk about that once in a while, but… when things are relatively free… there’s less interest to earn more. So for me, a simple stable portfolio would suffice… I’m waiting for market timing and all that but… there’s little incentive to try to achieve super high returns.

Money is spent on stuff that I can’t get for free… like insurance, paying off the housing loan, transportation, utilities. I spend …