Heartland Boy turns 30 next week. Turning 30 in 2018 is also a perfect occasion to reflect. Since this is a personal finance website, the thoughts penned here invariably gravitate towards this topic. It is a timely reminder that he only has 10 years left to achieve his goal of financial freedom. His desire for financial freedom is a direct outcome of his values on personal finance. These values stem from long-lasting beliefs and have become the standards by which Heartland Boy makes monetary decisions. In his pensive mood, he can’t help but realise that several events in the past 30 years massively shaped his values on personal finance.

A Household With Divergent Values On Money Management

Childhood experiences often shape adult life, and this was no different for Heartland Boy. In this reflection blogpost, he identifies the divergent values on money management in his household as the most influential …