How do you choose the best credit card for your lifestyle? Everyone has different spending habits, so the best credit card for you might not necessarily be the most suitable for me. As such, personalization is key.

With the growing popularity of cashback credit cards, many banks and card companies are now releasing extremely competitive cards. But with more choices come more headache as well, especially when each card comes with different cashback limits and spending requirements across various categories.

If you’re looking for a cashback card with no caps and no hassled spending requirements, there are only 2 credit cards in the Singapore market which meet this criteria – Standard Chartered’s Unlimited Cashback and the American Express True Cashback.

How do they stack up among each other?

There’s little difference in the benefits between both, except that the AMEX card may not be as readily accepted by some merchants.