This is my first CNY spent as a father, with my daughter born just 2 mths ago. It is certainly a happy CNY celebration this year, carrying a cute baby around meeting all the relatives.

As i received ang pow on her behalf, I am already thinking how to invest this sum of money. Knowing that she has a super long investing runway ahead, investing her money even before she turns one would give her a good head start in this journey, leveraging the power of compound interest. ‘Time in the market’ is a safer bet than ‘timing int the market’ in this case.

*This article talks about the investment pillar of the wealth management equation – chasing for higher returns. Ideally the protection pillar – insurance, should have been taken care of as the top priority. Always make sure the downside risk is well covered, before starting on investing …