Early retirement is often a key word that is casually used in a conversation that interchangeably means the same as being financially independent. For sure, the community knows we are not talking about a real time retirement that sits away your idle time staring at blank space. Early retirement, until today, remains a relatively vague concept that most people on the street finds it unfamiliar. When I started writing my first few posts on this blog about 8 years ago, it was a relatively new concept to the scene. For sure, there were some early warriors who were even earlier than me on this path and are now enjoying the fruits of their hard work. But the community was not that crowded. As years go by, you can see the community started to grow, including younger folks at the age of 18-19 who are convinced that this is the right ......