On the whole, we've had a fantastic 2017, which was why Budget 2018 was not a punitive one even though it was a mid-term budget. The aftermath of the Budget is interesting because discussions about NIR returns mirror the internal discussions we have on our journey to financial independence. Ray Dalio in his book Principles has a very elegant way of describing what happens when someone becomes financially independent. There are two approaches to living life post financial independence : a) A certain portion of FI folks would want to Savor Life. b) And yet a substantial number of financially independent folks want to make a Bigger Impact in this World.  Personally, I started out really wanting to savor life after my failed stint in the public sector, but after tasting Law School and seeing how a little bit of knowledge can have such a profound impact in the ......