I have been tracking my expenses without fail (every single cents including the cash in my wallet) since I started working. However, I do not budget because I believe that I am a KPO/thrifty by nature. Having said that, there is still a need to review and ensure that it is true. In addition, having a good grasp of the monthly expenses help in planning for financial freedom/retirement too!

One of the things I always wanted to do is to review my expenses on a monthly basis but it just isn’t interesting enough so it became a yearly update:
2017 Expenses Review
– 2017 Q1 Expenses (I tried to do it on a quarterly basis and it failed miserably)
2016 Expenses Review

It is obvious I have brushed this aside since I am only doing a January update only now. Why now? I got motivated by 15HWW latest post – 2017 Expenses: Summary And Reflections. He …