After reading much literature on the topic of retirement, financial independence and various sub discipline on the topic I lean closer to the view that what people are looking for is a more balanced life. Less stress, more family time, doing work but not at such a frantic pace, not a constant worry about money. With this regard, financial independence is meaningful to pursue, but could ultimately proved challenging for sum to achieve given their circumstances. Given that you are above middle income, this pursuit could be far easier than others. Pursuing a scheme where we work in reduced scope, to enjoy the balance between purposeful work and life, or less stress work and purposeful might be more practical. Thus Semi-Retirement might be a more applicable and useful scheme for you. However, this financial independence scheme is not without its challenges. Today, we sought to explore the financial numbers behind ......