I feel that I should mention a non-REIT here which might not be considered an investment by most people.

I should mention it because, logically, it should be considered a part of my portfolio.

Of course, I am talking about the CPF.

If we would include bonds in our portfolio, then, we should also include money in our CPF accounts in our portfolio which I have said before is like a AAA rated sovereign bond.

I have also mentioned that, lacking mandatory contributions, I would voluntarily contribute to my CPF account and that was what I did in January.

The CPF is a risk free and volatility free component of my portfolio which pays a reasonably good coupon and to promote peace of mind, I would like for it to stay a meaningful size …