DBS Group Holdings Limited is the largest financial services conglomerate in Southeast Asia and also currently the largest company listed on the SGX.  DBS was set up by the Singapore government in 1968 to take over the industrial financing activities from the Economic Development Board. Today, DBS has operations in 17 countries and over 280 branches in Asia including Singapore, China, Hong Kong, Taiwan, India, and Indonesia. As I write, DBS is worth as much as S$73.6 billion in market capitalization.

In this article, I’ll bring a detailed account of DBS’s remarkable achievements thus far, the risks it faces and its outlook towards the near future. Hence, here are 10 things you need to know about DBS before you invest.

1. DBS has achieved a CAGR of 11.5% in loans and advances assets over the last 10 years. It increased from S$108.4 billion in 2007 to S$323....