If you’re a safe driver looking to try and reduce your insurance premiums, I might have found just the answer for you.

I recently came across Vouch when a friend of mine shared about it on Facebook. Vouch, which is essentially a local digital car insurance platform partnering with major motor insurers like NTUC Income, Sompo and Tokio Marine. The exciting news is that they’ve just launched Singapore’s first No-Claims Rebate (NCR) for motor insurance last month!

You guys know how I’m like when I see a good deal – I go digging into whether it truly is as good as it sounds. So in this case, I reached out to the founder and grilled him about what Vouch is about, how they purportedly can offer a “cheaper and fairer” insurance model, and tried digging up the dirt. Surely there must be a catch!

But I found none. And …